Blog Archives


Category: Espresso
Matthew Stoller Tweetstorms on Trump.

wilson-bryan (more…)


Category: Statehouse
Category: Espresso

Back home, there used to be a bank that I’ll call GoUSA Federal Bank. It was a pretty big operation that existed locally but not really nationally. They were really everywhere, which was a big plus back when using ATMs was a regular part of banking. They also had really low minimum balances, free checking, and you could pick your own credit card design, which at the time was novel. Options were limited, but you could get a US flag, your state flag, or an eagle. Impressive stuff.

It was the ubiquity of their ATMs that had my interest, because my own bank had four in the entire city of Colosse, the nearest a half-hour from the Southern Tech campus. So I figured that I would get an account with them. But when I brought this up with people who had an account with them, they uniformly warned me against it. GoUSA was terrible, they explained. They had an incredible number of ridiculous surcharges and little in the way of monitoring. So you could use your debit card as much as you wanted, but if you passed $100 a month, you’d get hit with a $35(!!!!) penalty. And you had no way of knowing how much you’d used it.

Still, nobody switched away from them or anything radical like that. Their ATMs were all over the place. Plus, a credit card with an American flag on it.

Anyhow, they were bought out by Chase. Chase came in and made some changes. For example, they stopped extorting their customers. Little stuff like that. They did do one big thing, though, which was rename and rebrand everything to their own name. This is a pretty obvious move, but with one problem. Their consumer banking division (at least in our neck of the woods) wasn’t Chase or Chase Bank. It was The Chase Manhattan Bank.

Manhattan? Manhattan.

If there was a way to emphasize that they were a far away entity with little interest in the local more effective than that, I cannot imagine what it would be. I mean, even California something-or-other wouldn’t have been great, but Manhattan was New York and (at least back then, pre-9/11 and all that) it was our duty really to just hate on New York. And so here come these yankees buying off our beloved little ragtag band of thieves bank and probably laughing at us and thinking they’re better than us.

Oh, and they also got rid of the customized credit cards. Now, instead of having the good ole star-spangled banner, they had… the New York Skyline. Because of course they did.

My then-girlfriend Julia’s family banked with them and I remember being in the room when he was on hold with customer support wanting to get his new credit card changed out for one with an American Flag on it.

It blew over after a while. Julia’s family did change banks. Bank of America did a big push at around that time and before I knew it, just about everyone was using them. I honestly don’t know how much of this was related to the Manhattan thing, except that BoA went to great pains to mention that they were from Charlotte at every opportunity.

Except me, of course. I stuck with my old crappy bank which at least would never have the word “Manhattan” associated with it. (A few years ago, they were bought out by BBVA, more formally known as Banco Bilbao Vizcaya Argentaria).


Category: Market

Sesame Street is hit and miss with its cleverness, but this one is just great.


Category: Espresso

fidel_castro_-_mats_terminal_washington
{Crossposted From OT} (more…)


Category: Newsroom

Moral relativist Palpatine is easily the most interesting Palpatine.

It’s unfortunate that Lucas couldn’t follow through with this angle Because Bush.

Artistically, we’re in for a long four years.


Category: Espresso


Category: Espresso

As a political scientist, though, what really irks me is the bit about “The pollsters got it wrong because . . .” Off by 2%, dude! I agree that this 2% was a problem—and it was more than 2% in some key states—but, shoot, man, what kind of accuracy are you expecting here? Suppose the polls had been off by 1%? Then would that be ok with you?

As a small-d democrat, I’m also repulsed by this guy’s characterization of Republican voters (yes, they voted approx 50% Republican for the House and Senate, not just for president, also they gave Mitt Romney 48% of the two-party vote in 2012, etc.) as “an appeal to the brain’s limbic system.” {…}

This particular Hari Seldon concludes with a statement about “the electorate has concluded.” Kind of amazing how the electoral college is part of neuroscience too.

What I’m wondering is, if this was all so damn obvious, why didn’t he publish it before the election? That would’ve been much cooler.

Source: Know-it-all neuroscientist explains Trump’s election victory to the rest of us – Statistical Modeling, Causal Inference, and Social Science


Category: Espresso

So this happened:

President-elect Donald Trump accused the “Hamilton” cast Saturday of harassing Vice president-elect Mike Pence at a performance Friday evening after the actors called on Pence to “uphold our American values.”

“Our wonderful future V.P. Mike Pence was harassed last night at the theater by the cast of Hamilton, cameras blazing.This should not happen!” Trump tweeted Saturday morning.

I do not feel bad for Mike Pence.

The reasons I don’t feel bad for Pence is that he signed on with Trump and has some particularly bad views. I, like a lot of unclean folks, recognize that I have some “particularly bad views” as well and so there is a tendency to see ourselves in him even if we don’t like Trump. That being said, he signed on with Trump, so oh well.

Above comments refer to the booing. I think there’s a time/place argument where there’s a difference between booing at a show and booing at a rally, but it’s kind of murky. I thought the cast speech at the end was fine.

Notwithstanding the fineness of the cast speech, and my ambivalence on the booing, I believe that Donald Trump won the exchange for at least five reasons: (1) To the uncommitted, the hecklers do not come across as the good guys, (2) he wins any time the totalitarian card is pulled out on something people don’t care about, (3) Pence is not himself nationally unpopular, and (4) More important stories are being missed. Oh, and (5) increased tribal solidarity among Trump’s supporters and wobblers.

The only upshot I see is tribal solidarity among his opponents, which I don’t think was previously lacking. Maybe they helped get some of Pence’s past and/or present views on gay rights out there, though not in a way I think is especially helpful.

That being said, this is not a game-changer and is not huge. It’s indicative of potential problems, but right now it’s like a thirty yard kickoff return called back on a penalty. Not off to a good start, but life goes on.


Category: Newsroom